Florida Foreclosure Defense

Just because you are not able to pay your mortgage it does not mean that you do not have a right to defend a foreclosure in Florida. In defending a foreclosure, it is imperative to review all of the documents that you have in your possession from your closing. There are various federal laws and state laws that require lenders to comply with in closing a home purchase, such as the Truth in Lending Act and the Real Estate Settlement Procedures Act. Furthermore during the real estate boom, it became common practice for lenders to inflate the income of homeowners in the Uniform Residential Loan Application in order to qualify the borrower for a larger loan than he or she could afford. Don’t forget that in Florida you have rights and one of those rights is to defend your foreclosure.