Understanding the Difference Between Surety and Fidelity Bonds

Bonds are versatile financial instruments that can be issued by federal institutions, state governments, and even companies as a security or financing source. The issuance of a bond represents an obligation to repay a certain amount of money over a period of time - sometimes with interest - that the issuing entity has towards the person or organization buying the bond. If bonds are released as a means to raise money - for example, for investment ...
Read More

4 Things Florida Courts Consider as Part of the Child’s Best Interests

Virtually every child custody decision is based on the child’s best interests. This means that the judge uses a number of factors to determine custody arrangements. These factors vary from state to state, since child custody cases are handled slightly differently in every state. Here are 4 things Florida courts consider as part of the child’s best interests. 1. Emotional and Developmental Needs Parents are expected to put their children’s ...
Read More

3 Scenarios Where a Modification Might Be Necessary

After finalizing your divorce, there is no other option but to pick up the pieces and move on to better things. Unfortunately, life is not perfect and there are certain situations that may force you to revisit the terms of your divorce agreement with your ex sometime in the future. Perhaps your employer has suffered financial hardship and has to re-evaluate everyone’s salary or the children’s needs have increased considerably since your last ...
Read More

“I’m Underwater on My Mortgage. What Are My Options?”

Buying a house is one of the most important decisions you'll ever make. A home gives you shelter and a place to raise a family. The quandary is that most of us cannot afford to make a lump sum payment on this investment, and so we choose the seemingly more convenient alternative – a mortgage. But what happens when everything falls apart along the way and your loan surpasses the current value of your home? Do you abandon ship or ignore the ...
Read More

6 Tips for Managing Divorce Stress

Divorce is a stressful process that has mental and physical ramifications for both parties involved. Negative emotions can impact your self-image and outlook on life. Don’t succumb to depression. Instead, follow these six tips for managing divorce stress. 1.  Stay Active Exercise and physical activity can help relieve stress and make you less upset, angry, and tense by releasing chemicals in the brain that balance out your mood. Look into ...
Read More

4 Questions to Ask Yourself When Considering Bankruptcy

Getting into difficult financial situations is something that can happen to anyone. Whether it is caused by a job loss, medical issues, unexpected events, or any number of other things, you need to focus on finding the best solution to your situation. For many people, filing for bankruptcy is the ideal way to get their financial situation back in order. If you are considering this option, make sure you ask yourself these four questions before ...
Read More

What You Need to Know About Florida’s Relocation Laws

If you are a single parent living in Florida, you may want to move to another city or state for a job opportunity, to be closer to family, or for any number of other reasons. Before you make any set plans, however, you need to consider your legal obligations regarding your child. Specifically, the rights of the other parent, who will be directly impacted should you move away with their child. The laws governing relocation in these situations are ...
Read More

Landlord Law: Your Options if Your Tenant Stops Paying

Being a landlord can be a very rewarding occupation. Whether this is your sole source of income, or you just rent out one property for some extra income each month, many people love this line of work. If you are a landlord for long enough, however, you will always run into a tenant who stops paying. Whether it is because they lost their job, got into trouble, or just didn’t want to pay, you have to deal with it quickly and correctly. The ...
Read More

5 Benefits of Having a Prenuptial Agreement

Getting married is a huge decision to make, and one that will have a dramatic impact on the rest of your life. This joy-filled occasion comes with a lot of excitement, planning, discussions, and decisions that need to be made in the months leading up to the wedding. For most couples, one additional step to take now in order to avoid many problems down the road is having a prenuptial agreement put in place. While people often think of a prenuptial ...
Read More

A Fresh Start: The Advantages of Filing for Bankruptcy

If you are having financial difficulties, you have undoubtedly looked at all your options to try to get your finances under control. The reality is, however, that there are some situations where it is all but impossible to actually handle on your own. It is precisely these scenarios that the bankruptcy laws were put in place for, and they are an excellent solution. Bankruptcy provides you with a variety of advantages that simply can’t be found ...
Read More