When a dispute comes up in a construction project it is important to get it resolved as quickly as possible. Disputes have the potential to cause very significant delays, which are extremely expensive within the construction industry. In addition, if the dispute can’t be resolved it could cause a project to be abandoned. When facing disputes like this, there are three main options. The dispute can be litigated, or Read More
A Brief Introduction to the Truth in Lending Act
The Truth in Lending Act, or TILA, was first enacted by the Federal Government back in 1968. It was written to help provide protections to consumers when they are dealing with lenders and creditors. Unlike most other laws, the TILA was implemented through a series of regulations made by the Federal Reserve Board. The regulations apply to a wide range of different types of credit including loans, credit cards, lines Read More
Attorney Expert Witness Services in Real Estate Transaction Litigation Matters
Recently, our office and more particularly Ray Garcia, Esq. has been hired to serve as an expert witness in various litigation matters. Mr. Garcia has served as an expert witness in not only attorney fee hearings, but also matters involving real estate transactions. The closing process could be quite complex and as a result parties tend to bring lawsuits against each other when the transactions go wrong. Whether it Read More
4 Common Examples of Intellectual Property Disputes for Which You Need an Attorney
Intellectual property disputes are a unique area of law since they are treated similar to property disputes, but there is (typically) nothing physical involved. In today’s modern world, however, intellectual property can be just as valuable as physical property, and often even more so. If you believe someone has violated your intellectual property rights, or you have been accused of doing so, it is important to have Read More
Florida Construction Law: 5 Common Causes of Defect Claims
For construction companies, one of the biggest causes for legal concern is defect claims. These claims can occur at almost any time, even several years after the construction is completed, which is why they are so hard to plan for, and defend against. Learning about some of the most common causes of defect claims can help you to take proactive steps to reduce the risk of defects on all future projects. Defective Read More
A Brief Introduction to Directors and Officers (D&O) Liability Insurance
One important part of doing business today is minimizing the level of risk that the company and employees are exposed to. One significant risk that companies overlook is having investors or other interested parties sue the directors or officers of the company, should its value go down. This is most commonly seen with very large companies when their stock price drops significantly, which is why about 95% of Fortune Read More
Don’t Lose Your Home! Fannie Mae & Freddie Mac Introduce Flex Loan Modification Program
The Home Affordable Modification Program (HAMP) has helped thousands of people who were having trouble making their mortgage payments avoid foreclosure, and get back on track. This program, however, has recently come to a conclusion, leaving many people at risk of foreclosure, even if they just needed a little help getting back on track. As of March 1st, 2017, however, a new program has been rolled out by both Read More
4 Types of Debts that are NOT Discharged in Chapter 7 Bankruptcy
When going through bankruptcy you might expect to emerge on the other side without any debts. The fact is, however, that there are some types of debts that a Chapter 7 bankruptcy will not discharge. This means that you will still be responsible for repaying these debts, so understanding each of them before moving forward with the bankruptcy process is very important. Child or Spousal Support If you have been Read More
Understanding the Difference Between Surety and Fiduciary Bonds
Surety bonds and fiduciary bonds are similar in what they do, which leads many people to get them confused or think that they are the same thing. The fact is, however, that they are not used for the same purpose and understanding the differences between the two can help ensure you seek the right ones for the right situations. Both bonds provide important protections to the individuals involved, but in very different Read More
Florida Condo Law: An Introduction to the Interstate Land Sales Full Disclosure Act
The Interstate Land Sales Full Disclosure Act, or ILSA, was first enacted back in 1968, but due to a variety of revisions and amendments over the years, many condo owners and developers can be impacted by it today. The law was originally setup to protect out of state investors from purchasing a plot of land thinking it was very valuable, only to come out to inspect it after the purchase and find that it was of much Read More
