An Overview of the Quiet Title

Those who are looking to purchase real property in Florida should perform a title search and engage in other due-diligence measures to ensure that, if they eventually decide to purchase property in the Sunshine State, the process goes as smoothly as possible. It is not uncommon, though, for certain issues involved with a property’s title to come up during the title search. One problem that can arise is the discovery that the person selling the ...
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Contingencies in a Florida Real Estate Contract

Real estate transactions are among the most complicated financial deals that ordinary citizens will ever make in their lifetimes. One of the factors that contributes to the complexity of real estate contracts is the presence of contingency provisions. Now, the concept of contingency provisions is fairly simple: the sale of a particular home or piece of real property cannot go through without something else happening (or something happening in a ...
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First Time Home Buyer’s During COVID-19

Written by: Nicole M. Garcia Buying a home for the first time is an achievement and incredibly exciting. However, it can also be confusing and scary if you are not aware of what is required in order to close the deal. Deciding whether to purchase a home during the COVID-19 adds even more pressure and uncertainty. In this blog we will look at some of the necessary steps to take when planning to purchase a home and how COVID-19 is affecting the ...
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Purchasing a Foreclosure Home and its Liens

Written by: Nicole M. Garcia It’s no secret the fair market values of properties in South Florida are high and continue to rise. More often than not, I am asked by clients, friends, and family members what may be some of the benefits to attempting to purchase property at a foreclosure sale. The cost that is saved purchasing a property at a foreclosure sale can be impressive. This is because it’s an auction sale and the highest bidder wins the ...
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What you should consider before purchasing a piece of land

You’ve found the perfect piece of land in which you envision your dream home built on or maybe you’ve found the right piece of land to build your business on. Whatever the scenario may be, the major thing to consider before you purchase that piece of land is what zoning regulations it has. Zoning law govern what can and what cannot be done with a piece land. Zoning laws are the reason homeowners do not have a store like Walmart right by their ...
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Landlords: 4 Tips to Ensure Compliance with the Fair Housing Act

One of the most significant pieces of federal civil rights legislation passed in the 1960s was the Fair Housing Act, which was signed into law in 1968. The law extended housing protections to members of seven protected classes: sex, race, color, national origin, religion, disability, or familial status. Many of the overt actions that the act originally intended to eliminate, such as refusing to rent to an African-American family in a previously ...
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How does the “CARES ACT” in response to COVID-19 help me with my Mortgage?

There was a time when we thought  Y2K was the end of the world, but truth be told, what we are facing as a society and worldwide falls nothing short of a nightmare and although it may not be the end of the world, it sure does feel like it. It's highly recommended to stay home and practice Social Distancing. The sooner we can control the invisible terrorist, the sooner we can continue our usual lives. Our homes are supposed to be our safe-havens. ...
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Real Estate Closing in Miami Springs

Purchasing real estate is a process and in the process, you should always seek the advice of an experienced real estate attorney. This is especially true when purchasing real estate property in a Municipality such as Miami Springs, Florida. There are specific issues with real estate properties in  Miami Spring, Florida and having an attorney with prior experience in the municipality makes the transaction easier and most effective. Miami ...
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A Brief Overview of Quitclaim Deeds

Not all deeds are created equal. Depending on your circumstances, you might be in possession of a general warranty deed, special warranty deed, deed of trust, or master deed, to give a few examples. This blog will focus on what are known as quitclaim deeds, which are somewhat-informal documents that can be quickly transferred from one entity to another.  Deed Definition To preface, a “deed” is a legal form or document that conveys the ...
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Buying Your First House? Understand Your Mortgage Options

If you are a first-time homebuyer, the joy of owning your own home can be particularly overwhelming. For most people, however, the dream of becoming a homeowner is often thwarted by insufficient funds. Fortunately, there are certain programs for first-time homebuyers that you can take advantage of if you live in Florida. Here are a few.  FHA Loans FHA loans are offered by the Federal Housing Administration. This program allows you to pay ...
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