If you’re new to real estate you may have never even heard of a “Quiet Title Action.” Even if you’ve been in the business for a long time, maybe you’ve never actually dealt with this. Regardless of your experience, it’s important to know what a Quiet Title Action is and what it could mean for you. In a way, the term is self-explanatory. The action is an attempt to quiet a dispute with a title. One or more parties Read More

The foreclosure process can be exhausting and a bit demoralizing. You’ve worked hard to secure a property and pay off the mortgage, but we understand sometimes the process doesn’t go as planned. However, the foreclosure process could give you a surprising financial boost in the form of excess funds after the foreclosure sale. How do you know if you’re eligible and how does the process play out? Determining excess Read More

Congratulations! You’re at the end of the process to purchase a prime piece of real estate in Florida you’ve had your eye on. But before you close, you need to dot some t’s and cross some i’s. A property title search will be a key part of that process. A property title search is the act of clarifying exactly who owns the property and whether or not there are any barriers that would prevent you from cleanly Read More

The estate planning process can be enough of a burden itself and that’s before you even get to probate court. The probate process can be relatively straightforward as the courts read out the last wishes of the estate, but that’s only if the probate is uncontested. When probate is contested, you’re going to need the right lawyer on your side whether you’re a representative of the estate or a beneficiary. Contested Read More

In Florida, both parents have a responsibility to financially provide for their child. This is not a negotiable policy. Regardless of relationship status, both the parents of a child must financially provide for their well-being, upkeep, and education. When the parents are together, they often pool their resources to accomplish this. When the parents are divorced, child support enters the picture. The goal of child Read More

Child custody works differently in Florida than anywhere else in the world. Parents entering a divorce hoping to get “sole custody” may be surprised that those terms do not even apply to Florida. Instead, there is a complex system that hopes to give children time with both of their parents - and reward parents who wear their responsibilities properly. At the Law Offices of Ray Garcia, P.A., we know that there is Read More

Florida’s booming housing market does not mean that plenty of homeowners are not struggling to pay off their mortgages. Forbearance and other COVID-related programs have ended. The economy is still in a state of flux. For many Floridians, a modification to their mortgage loans is the best option. What is a Loan Modification? A mortgage loan modification is an adjustment to your existing mortgage. The modification Read More