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To close on a home is when you finalize the transaction of the purchase of the home. The whole accounting of the transaction is done, the buyer pays his money, all of the parties involved in the transaction are paid and the seller transfers title over …

Title insurance is issued by a title company that can sell title insurance, basically. Title insurance ensures any defects with the title. Prior to issuing title insurance a title company is going to do a title search, a lien search, to determine if th …

A short sale is generally better than foreclosure because at the completion of the short sale the judgment, which is a result of a foreclosure, is eliminated or removed so on your record or your credit history, your credit record, whatever you want to …

The draw schedule with the bank is very important because you need to find a way to make sure the bank pays you quickly once you provide them your draw request. If you’re not paid on time workers can walk off the project, suppliers can start a lien on …

Some of your options if you don’t qualify for a Chapter 7 bankruptcy is a Chapter 13 bankruptcy. Most people do not qualify for a Chapter 7 is because they either have too much money in assets or they make too much money on basically a monthly basis. S …

You can definitely stay in your home during the foreclosure process. Remember, the foreclosure is the bank’s lawsuit to recover the property but the titled owner of the property during the process is you, the homeowner. The warranty deed or whatever th …

There are a lot of different provisions that can be included in a construction contract but the most important aspect of a construction contract is to delegate who is responsible for what or what part of the construction. Many times arguments are cause …

When your tenant is not paying rent you should first review your lease agreement to make sure there aren’t any conditions prior to you bringing a lawsuit or prior to you filing a notice. Sometimes a lease agreement will change the type of notice you ha …

Generally when you’re having problems making your mortgage payments the lender may foreclose, if it goes for a long period of time that you’re not paying the mortgage; anywhere from three to seven or eight months. It’s quite possible that the lender wi …

Some of the best alternatives to foreclosure are what’s called loss mitigation. Loss mitigation involves a loan modification, it involves a short sale, it involves a deed in lieu with a waiver of a deficiency, and it involves cash for keys. It really d …