Miami Foreclosure Attorney

What do you look for in a foreclosure attorney in Miami? Many law firms in Miami have decided to become alleged specialists in Foreclosure Defense, when they have had no experience in Foreclosure law. Many of these attorneys are simply personal injury lawyers or bankruptcy attorneys who either have deep pockets to invest in massive advertisement or have an existing client base that needs foreclosure defense and they rather keep the business in ...
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Florida Foreclosure Defense

The bank's lawyer has a lawyer and you should to. There many different ways to defend a foreclosure in Florida. Quality Foreclosure Defense involves the use of the appropriate defenses. At the Law Office of Ray Garcia, P.A. we try to avail ourselves of all possible defenses. In order to defend your foreclosure, we analyze your complete closing package from the origination of your mortgage, which includes a review of your TILA disclosure, Uniform ...
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Property Tax Appeals

In Florida, property tax assessments are adjusted once a year. On January 1, the property value and the total tax owed are set for that year. However, there is a method by which to reduce your total tax assessments. To obtain a tax reduction during the year, you must show that the property was overvalued at the time that the value was set which is January 1. Sometime in August of this year you will receive what is called a TRIM notice (truth in ...
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HSBC Loses at Summary Judgment In Broward County, Florida

In HSBC v. Socorro Hernandez, Case No.: 08-53265 filed in the 17th Circuit Court for Broward County, Florida, the Law Office of Ray Garcia, P.A. prevails on HSBC's Motion for Summary Judgment.  Judge Rothschild in Broward County, Florida denies HSBC's Motion for Summary Judgment and allows homeowner Socorro Hernandez to continue to defend the foreclosure filed against her. ...
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How Banks Are Worsening the Foreclosure Crisis

  By Brian Grow <http://www.businessweek.com/print/bios/Brian_Grow.htm>, Keith Epstein <http://www.businessweek.com/print/bios/Keith_Epstein.htm> and Robert Berner <http://www.businessweek.com/print/bios/Robert_Berner.htm>   The bad mortgages that got the current financial crisis started have produced a terrifying wave of home foreclosures. Unless the foreclosure surge eases, even the most extravagant federal stimulus ...
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